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BBVA es una compañía global con más de 160 años de historia que opera en más de 25 países donde damos servicio a más de 80 millones de clientes. Somos más de 121.000 profesionales trabajando en equipos multidisciplinares con perfiles tan diversos como financieros, expertos legales, científicos de datos, desarrolladores, ingenieros y diseñadores.
Conoce más sobre el área:
The role is part of the CIB Admission Risk team for Spain and Portugal, responsible for the risk assessment and management of a portfolio comprising leading corporate clients across both geographies.
The team oversees a diversified portfolio that includes top-tier corporates in Spain and Portugal, as well as Specialised Lending exposures, with a particular focus on Commercial Real Estate (CRE) and Leveraged Lending portfolios.
The unit plays a critical role in the credit admission process, ensuring sound risk analysis, robust decision-making, and alignment with internal risk frameworks and regulatory standards.
Sobre el puesto
We are seeking a highly experienced professional to join as Executive Director, responsible for leading the end-to-end critical review of collateral processes in line with CRR3 regulatory requirements.
The role will be accountable for the technical oversight, governance, and execution of the collateral critical review framework, ensuring robustness, consistency, and regulatory compliance across the organization.
Key Responsibilities:
- Lead the Critical Review of Collateral process as required under CRR3, ensuring full alignment with regulatory expectations and internal standards.
- Provide technical sign-off (sanction) on collateral methodologies, eligibility, and valuation approaches.
- Oversee and monitor the correct implementation and usage of collateral within the IFRS engine, ensuring accuracy in risk and accounting outputs.
- Ensure proper tracking, monitoring, and governance of collateral across portfolios, including ongoing validation and performance assessment.
- Coordinate and supervise collateral treatment across different frameworks, including ECO methodologies, RICs, and other validation approaches.
- Establish and maintain strong controls over the collateralized asset portfolio, ensuring data quality, consistency, and traceability.
- Act as a key point of contact for internal stakeholders (Risk, Finance, Regulatory teams) and external regulators where required.
- Drive continuous improvement initiatives in collateral management, review processes, and regulatory compliance frameworks.
Requirements:
- Bachelor’s or Master’s degree in Finance, Economics, Mathematics, or related field.
- 15 years’ experience in collateral management , with strong exposure to CRR/CRR3 regulatory frameworks.
- Deep knowledge of collateral management, credit risk mitigation techniques, and valuation/eligibility criteria.
- Strong understanding of IFRS frameworks and their interaction with risk systems.
- Experience with ECO methodologies, RICs, and validation frameworks is highly desirable.
- Proven experience leading complex processes or teams in financial institutions.
- Strong analytical and problem-solving capabilities.
- Excellent stakeholder management and communication skills.
- Fluency in English (required).
Habilidades:
Empatía, Ética, Innovación, Marcos regulatorios, Orientación al cliente, Pensamiento proactivo
